Member and salesman with new car

Natco and Enterprise – Making Your Car Buying Experience Easy!

Our relationship with Enterprise Car Sales gives members another option. No haggle pricing on many low mile, recent year autos. Visit enterprisecarsales.com to search vehicles currently available!

Hear it directly from a member who recently purchased her car through our auto buying service with Enterprise.

‘The best possible experience ever. The guys are friendly, understanding, and want you to find a car that fits you and all your needs.’ – Debra C.

Natco Credit Union is Among the Initial Funders of the Indiana Military Veterans Hall of Fame Memorial Building

Natco Credit Union was one of the initial contributors to the funding of the Indiana Military Veterans Hall of Fame (IMVHOF). Through the credit union spirit of People Helping People, more than $330,000 was donated by Indiana’s credit unions, their business partners, and several private donors.

The IMVHOF celebrated the official opening of its permanent building at 5360 Herbert Lord Road, Indianapolis on Thursday, April 5, 2018.

The grand opening ceremony consisted of remarks by those who helped establish the IMVHOF including Senator Joe Donnelly, Steve Collier (Mayor of Lawrence), John McKenzie (President of the Indiana Credit Union League), John Bartlett (Indiana District 95 State Representative), Kevin Ryan (Financial Center First Credit Union President/CEO) and Colonel (US Army Retired) Russell Dowden, Chairman of the IMVHOF.

The event was attended by over 100 government dignitaries, current and retired military servicemen and women, those previously inducted into the IMVHOF, and honored guests. A ribbon cutting and tours of the facility were also a part of the grand opening celebration. Open to the public for self-guided tours, the building’s hours of operation are: M-F 9:00 am – 4:00 pm.

The memorial facility is the only free-standing memorial of its kind in the nation. It honors all those inducted into the IMVHOF, 62 Hoosier veterans to date from all branches of the Armed Forces for their outstanding military and civilian service during and after active duty.

The facility’s construction is comprised of red brick and Indiana limestone. The interior of the building consists of electronic kiosks that display photos and biographies of each of the IMVHOF’s inductees and military memorabilia from various eras. The building sits on land donated by Indiana Department of The American Legion Headquarters.

Commemorative bricks are available for purchase at imvhof.com and will be placed in the circular entrance of the IMVHOF building.

Close-up of a hand dangling car keys

Buy your next car in 5 easy steps with our Auto Buying Program!

5 Easy Steps to Your Next Car.

Need a car? A truck? An SUV? At Natco, we believe you shouldn’t have to settle for an old vehicle loaded with nothing but high miles and high interest rates. Unfortunately, many people believe that’s their only option, especially if they have bad credit scores.

At Natco, we want to get you into the vehicle of your dreams. And we’re committed to making the car-buying process super smooth. Within 5 simple steps, we can help you drive away in the vehicle you deserve. No twists, turns or obstacles ahead.

 

Natco’s Auto Buying Program in 5 Easy Steps:

1. Get preapproved. Natco helps you avoid the complications that can quickly stall the car-buying process. With a preapproved loan agreement from Natco, you’ll have the confidence to move on to the next step. It’s easy. Start by completing our online form.

2. Browse amazing inventory. Through Natco’s relationship with Enterprise Car Sales, you have the opportunity to research more than 7,000 pre-owned, low-mileage vehicles – all certified and backed by warranties. Search online to find the vehicle that’s right for you.

3. Finalize the purchase. Found the perfect one? Natco helps you finalize the purchase of your vehicle through arrangements with Enterprise. No haggling, no hassles. After reviewing and signing a contract, it’s on to the next step.

4. Say hello to your car. Your vehicle will be waiting for you at Enterprise Car Sales in Indianapolis. If you don’t have transportation to get there, no problem. Natco and Enterprise will provide transportation so you can pick up your new car.

5. Start rolling. Plan your next road trip, whether it’s along the countryside or just a few miles away to get to work or school. You now have a reliable, great-looking vehicle to get you there.

Low fees. Less hassle.
Natco and Enterprise’s Auto Buying Program
offers the best way to finance your next vehicle purchase.

Get Pre-approved Today!

Shop the Inventory

  • Vehicle Certification: Enterprise only sells certified used vehicles. Every Enterprise used car has passed a rigorous inspection performed by an ASE-Certified technician.
  • Worry-Free Warranty: Every vehicle is backed with a 12-month/12,000 mile limited powertrain warranty.*
  • Roadside Assistance: Your purchase includes Enterprise’s one-year unlimited mileage roadside assistance program.**
  • Free CARFAX® Reports: A free CARFAX Vehicle History Report™ is available for all certified used cars and trucks for sale.
  • Trade-Ins Accepted: Have a car you’d like to trade in? Enterprise will buy it from you for a fair price.
  • 7-Day Repurchase Agreement:*** If you change your mind, Enterprise will buy back your vehicle, no questions asked.

*Limited Powertrain Warranty begins on the vehicle purchase date & extends for 12 months or 12,000 miles, whichever comes first. Coverage runs concurrently with manufacturer warranty. Restrictions apply. See a Sales Consultant for details.

**Enterprise 12-Month Unlimited Mileage Roadside Assistance Package is provided by the American Automobile Association (AAA) & its affiliated clubs in the U.S. & Canada. Some limitations & restrictions apply.

***For a period of 7 days after the date of purchase or 1,000 miles beyond the odometer reading at purchase, whichever comes first, the vehicle may be returned for the exact price originally paid minus a $200 restocking fee, (as allowed by law). Restrictions apply.

Another GREAT Deal for a Natco Member

Here’s another member driving away in a reliable, newer model vehicle from Enterprise Car Sales. Our Auto Buying Program makes it easy for members their next vehicle without all of the hassles you normally expect from buying a car.

Here’s what Abigail S. had to say – ‘The whole experience was very pleasant. Quick, easy, and they answered all my questions. Worth the drive!’

 

Woman holding her arm out with a "thumbs up"

Catch Me Shining

Recognize an employee for a job well done!

Share Your Story

white exclamation point in modern style on a red background

Equifax Data Breach

What to do next?

 Risk Alerts

Risk alerts are provided to inform you of potential scams, bring awareness to potential fraud and help protect you from situations that could put you at risk.

SpecialAlert

Equifax Data Breach

Assume your data has been compromised even if Equifax shows it has not been.

The recent Equifax data breach has left more than 143,000 million consumers concerned that their personal information has been exposed. There are precautions we can all take to help protect ourselves and be alerted against potential fraud on our accounts.

We suggest everyone take a few simple steps to be proactive against fraud!

    • Place a 90-day fraud alert on your credit report instead of freezing your credit.
      This will make it easier for lenders to work with you in the event you are applying for credit. It will stop scammers from taking new credit in your name during this time. Visit www.alerts.equifax.com to set up a 90-day fraud alert.

 

    • Place a verbal password on your credit union and bank accounts.
      Give us a call to set your verbal password on your Natco accounts. We will then ask for it with each transaction.

 

    • If you have a Natco debit card, enroll in debit alerts*.
      Debit alerts allow you to receive a text message or email when certain debit card activity occurs on your account. Enroll in debit alerts now.

 

  • If you have a Natco REAL FREEDOM Visa, set up credit alerts.
    Learn more about credit alerts and how to set this up here.

*Debit alerts is a free credit union service that works in conjunction with your debit card and checking account. Check with your mobile provider to see if standard text messaging and data rates apply.

SET UP 90-day Fraud Alert

ENROLL IN Debit Alerts

LEARN MORE Credit Alerts

Three women holding a large check across their torsos

We Raised $5,100 for the River’s Edge Project!

Together We Raised $5,100 for the River’s Edge Project!

Both Natco Credit Union and Whitewater Regional Credit Union participated in the River’s Edge Project fundraiser. We are excited that together, we were able to raise $5,100 to benefit the project!

The money raised will help to complete the first phase of River’s Edge Park. The Fayette County Foundation and Connersville Parks Department have partnered to complete Phase 1 construction by fall 2020. The park will include an outdoor amphitheater, concession building, playground, open air shelter, and canoe launch.

River’s Edge will be a highlight of Fayette County and we are excited to help in making it happen.

Close-up of a 1040 tax booklet and tax form

Free Basic Tax Preparation

Call for an appointment

(765)983-4766

 

Close-up sketch of a man's face (eyes, nose and mouth)

Natco CU wins CDFI grant!

Natco wins $776,500 in second coveted U.S. Treasury CDFI grant

Natco plans to use the grant monies to expand lending opportunities for low-income consumers.

Natco Credit Union (Natco) was chartered in 1944 to serve the employees of the National Automated Tool Co. Today, Natco serves people who live or work in the following Indiana Counties: Wayne, Fayette, Randolph, Henry, Rush, Union, and Franklin. Membership is also available to any industrial worker within a 25-mile radius of Richmond, and family members of an existing member.

Natco’s mission is “helping people live better lives,” and its vision is “to strengthen community through economic empowerment, one step at a time.” Natco is a financial lifeline to the lower-income, working-class consumers living in the communities it serves.

Many of the consumers Natco lends to are credit-challenged. According to Prosperity Now1, Indiana consumers have one of the highest rates of bankruptcy in the country: 4.4 per 1,000 people, compared to the national average of 2.9. To alleviate these and other problems, Natco will use the 2017 CDFI grant award to expand its affordable used-auto loans to lower-income and credit-challenged consumers. Natco aims to reduce the stress of car buying when members get pre-approved and go shopping for their next vehicle. Through a relationship Natco has, members have access to search the inventory of thousands of vehicles – all of which come with a free Carfax report, a certified limited warranty, and a 12-month roadside assistance policy. Natco’s predatory lender alternative auto loan program allows members to purchase a quality vehicle with a payment that works for their budget. This is extremely important for consumers who live paycheck to paycheck and can’t save for unexpected expenses such as car repairs.

Natco will also use the grant award to grow its low-fee/low-rate Secured Credit Card program. The secured card allows members to enjoy the same benefits as those members with standard credit cards. This credit card offers no annual fee, a competitive interest rate, no fees on balance transfers or cash advances, a 25-day interest-free grace period for purchases, customized alerts, and access to account information through the credit union’s credit card app. This product is valuable to many with credit and income challenges, as it helps to control debt escalation and provides a safe tool for credit building.

This is not the first time Natco has been recognized with a grant by the U.S. Treasury for its work to assist lower-income, working-class consumers. In 2012, Natco was recognized with its first U.S. Treasury CDFI grant award for $313,606.

This grant award was used to create the Natco Community Empowerment Center (NCEC). The purpose of NCEC is to serve the lower-income, asset-poor people living in Wayne and Fayette counties. At the Center, consumers can be connected to immediate needs resources. The NCEC staff helps people improve credit through education and budgeting, assists with resume preparation and mock interviews, and conducts training sessions. In 2016 alone, 12,158 consumers were served directly by the NCEC. “When it comes to putting people before profits and finding unique ways to financially serve hardworking, working-class Americans, Natco is a national best practice,” said Scott Butterfield, principal of the credit union consulting firm Your Credit Union Partner. “It’s simple: each time Natco helps someone with a lower income and credit challenges gain access to an affordable (and reliable) used-auto loan, or opportunities to build credit, it helps that consumer improve credit and retain or improve their job and have a better quality of life. What they do matters.”

“We worked with Your Credit Union Partner to develop a strategy for our grant application,” continued Natco President and CEO Cynthia Duke. “Several years ago, we recognized the common challenges in our community: credit challenges, lower-income, and limited access to affordable loans. Providing lending solutions at a fair rate and working with each member individually, we are able to find solutions that put people on the path of financial stability. “Our staff continually looks for opportunities to share information about our loan alternatives. We are excited that this grant will allow us to reach more people with our predatory lender alternative solution. Basic transportation is challenging for many. This can have a ripple effect when someone purchases an inexpensive vehicle without a warranty, and then it breaks down. The result becomes that they can’t afford the repairs and risk not being able to get to work. Our goal is to help members get reliable vehicles with payments they can afford.”

1 https://scorecard.prosperitynow.org/data-by-location#state/in