Fee Schedule

Account Fees

Closed Account Fee

(if closed within 90 days of opening)

Save to Win Withdrawal Fee

(one withdrawal allowed per 12 month term)

Inactive Account Fee

per month after 12 months of inactivity

IRA Transfer Fee


Money Market Account Minimum Balance Fee

$10.00 per month

Overdraft Courtesy Pay Fee

$25.00 per presentment**

Share Draft NSF Fee

$25.00 per presentment


$25.00 per presentment

ACH Revocation Fee

$25.00 per item

Foreign Item Processing Fee

$30.00 per item

Stop Payment Fee

$25.00 per request

Check Printing Fee

Prices vary depending upon style

Share Draft Copy Fee

$5.00 per item

Counter Check Fee (3 checks per sheet)

$5.00 per sheet

Other Service Fees

Account Reconciliation Fee

$20.00 per hour (1/2 hour minimum)

Account Research Fee

$20.00 per hour (1/2 hour minimum)

Statement Copy Fee

$2.00 per statement

Wire Transfer Fee (outgoing)

International $40.00

Domestic $20.00

Money Order Fee

$1.00 per item

Account Re-open Fee

(if re-opened within 90 days of closure) $15.00

Bad Address/Returned Mail Fee

$5.00 per item

Corporate Check Fee

$1.00 per check

Court Order/Levy/Garnishment Fee


Collateral Protection Fee

$50.00 per occurrence

Identity Theft Program

$1.25 per month

Electronic Funds Transfer Fees

ATM Balance Inquiry Fee

$1.00 per inquiry

Debit Card NSF Fee

$25.00 per transaction

Debit Card Foreign Transaction

Fee Up to 1% of transaction

One-Time ACH Origination Set-Up Fee

$3.00 per transfer

Online Bill Pay Service

No Charge

* If transferring IRA funds to another institution

** Fee applies when overdraft is created by check, in-person withdrawal, by debit card or electronic/ACH transaction

Effective March 12, 2024


Call or text (765) 962-2561

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