Fee Schedule

Account Fees

Closed Account Fee

(if closed within 90 days of opening)
$5.00

Save to Win Withdrawal Fee

(one withdrawal allowed per 12 month term)
$25.00

Inactive Account Fee

per month after 12 months of inactivity
$5.00

IRA Transfer Fee

$25.00*

Money Market Account Minimum Balance Fee

$10.00 per month

Overdraft Courtesy Pay Fee

$25.00 per presentment**

Share Draft NSF Fee

$25.00 per presentment

ACH NSF Fee

$25.00 per presentment

ACH Revocation Fee

$25.00 per item

Foreign Item Processing Fee

$30.00 per item

Item Sent for Collection Fee

$15.00 per item

Stop Payment Fee

$25.00 per request

Check Printing Fee

Prices vary depending upon style

Share Draft Copy Fee

$5.00 per item

Counter Check Fee (3 checks per sheet)

$5.00 per sheet

Other Service Fees

Account Reconciliation Fee

$20.00 per hour (1/2 hour minimum)

Account Research Fee

$20.00 per hour (1/2 hour minimum)

Statement Copy Fee

$2.00 per statement

Wire Transfer Fee (outgoing)

International $40.00

Domestic $20.00

Money Order Fee

$1.00 per item

Account Re-open Fee

(if re-opened within 90 days of closure) $15.00

Bad Address/Returned Mail Fee

$5.00 per item

Corporate Check Fee

$1.00 per check

Court Order/Levy/Garnishment Fee

$20.00

Collateral Protection Fee

$50.00 per occurrence

Identity Theft Program

$1.25 per month

Electronic Funds Transfer Fees

ATM Balance Inquiry Fee

$1.00 per inquiry

Debit Card NSF Fee

$25.00 per transaction

Debit Card Foreign Transaction

Fee Up to 1% of transaction

One-Time ACH Origination Set-Up Fee

$3.00 per transfer

Online Bill Pay Service

No Charge

* If transferring IRA funds to another institution

** Fee applies when overdraft is created by check, in-person withdrawal, by debit card or electronic/ACH transaction

Effective March 12, 2024

Questions?

Call or text (765) 962-2561

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