Fee Schedule

Account Fees

Closed Account Fee

(if closed within 90 days of opening)
$5.00

Vacation Club Withdrawal Fee

(per withdrawal over four per year)
$5.00

Christmas Club Account Withdrawal Fee

per withdrawal made between February 1 and September 30
$5.00

Save to Win Withdrawal Fee

(one withdrawal allowed per 12 month term)
$25.00

Inactive Account Fee

per month after 12 months of inactivity
$5.00

IRA Transfer Fee

$25.00*

Money Market Account Minimum Balance Fee

$10.00 per month

Automatic Transfer Fee

$3.00 per transfer

Overdraft Courtesy Pay Fee

$25.00 per item**

Share Draft NSF Fee

$25.00 per item

ACH NSF Fee

$25.00 per item

ACH Revocation Fee

$25.00 per item

Foreign Item Processing Fee

$15.00 per item

Stop Payment Fee

$25.00 per request

Check Printing Fee

Prices vary depending upon style

Share Draft Copy Fee

$5.00 per item

Counter Check Fee (3 checks per sheet)

$5.00 per sheet

Other Service Fees

Account Reconciliation Fee

$20.00 per hour (1/2 hour minimum)

Account Research Fee

$20.00 per hour (1/2 hour minimum)

Statement Copy Fee

$2.00 per statement

Deposited Item Return Fee

$25.00 per item

Wire Transfer Fee (outgoing)

International $40.00

Domestic $20.00

Money Order Fee

$1.00 per item

Account Re-open Fee

(if re-opened within 90 days of closure) $15.00

Bad Address/Returned Mail Fee

$5.00 per item

Corporate Check Fee

$1.00 per check

Fax Fee

$2.00 per page

Court Order/Levy/Garnishment Fee

$75.00

Collateral Protection Fee

$50.00 per occurrence

Account/Deposit Verification Fee

$10.00 each

Identity Theft Program

$1.25 per month

Electronic Funds Transfer Fees

PIN Activated Transaction on Non-Proprietary Machine per transaction or Merchant over 5 per month

$1.00

ATM Balance Inquiry Fee

$1.00 per inquiry

Debit Card NSF Fee

$25.00 per transaction

Debit Card Foreign Transaction

Fee Up to 1% of transaction

ATM NSF Fee

$25.00 per transaction

ATM/Debit Hot Card Fee

$10.00 per card

ATM/Debit Card Replacement Fee

$10.00 per card

ATM/Debit PIN Change Fee

$10.00 per request

One-Time ACH Origination Set-Up Fee

$3.00 per transfer

Online Bill Pay Service

No Charge

* If transferring IRA funds to another institution

** Fee applies when overdraft is created by check, in-person withdrawal, by debit card or electronic/ACH transaction

Effective June 15, 2016

Questions?

Call (765) 962-2561 or go to www.natcocu.org

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