Current Loan Rates for Natco Members
Rates effective as of August 1, 2023
| Type | Term | As Low As |
|---|---|---|
| Vehicle loans – new or used | Varies | 5.02% APR* |
| Boats and motor homes | Varies | 7.53% APR* |
| Personal loans | Varies | 9.99% APR* |
| Personal line of credit*** | Based on prime +/- margin | 12.50% APR* |
| FREEDOM Fast | Varies | 21.00% APR* |
| Fixed Rate Home equity loan program | 5 year draw, 10 year amortized repayment period | 8.25% APR* |
| Variable Rate Home equity loan program ** open-end variable rate lines of credit based on prime +/- margin | 10 year draw, 15 year repayment period | 8.50% APR* |
| Secured Visa Credit Card | – | 22.95% APR* |
| Simple Visa Credit Card | – | 13.95% – 24.95% APR* |
| Rewards Visa Credit Card | – | 15.95% – 25.00% APR* |
*APR is the Annual Percentage Rate.
Terms and conditions are subject to change without notice.
Subject to credit approval.
Rate may vary based on individual creditworthiness.
**Rates vary according to the market based on Prime Rate.
Minimum Annual Percentage Rate (floor rate) is 8.50% APR for all variable rate loans.
Maximum APY is Based on prime +/- margin.
***Rates vary according to the market based on Prime Rate.
Minimum Annual Percentage Rate (floor rate) is 12.50% APR* for all variable rate loans.
Maximum APY is Based on prime +/- margin.
