Current Loan Rates for Natco Members
Rates effective as of January 1, 2023
| Type | Term | As Low As |
|---|---|---|
| Vehicle loans – new or used | Varies | 4.31% APR* |
| Boats and motor homes | Varies | 5.77% APR* |
| Personal loans | Varies | 8.99% APR* |
| Personal line of credit*** | Based on prime +/- margin | 11.50% APR* |
| FREEDOM Fast | Varies | 21.00% APR* |
| Home equity loan program ** H.E.L.P. loans are open-end variable rate lines of credit | Based on prime +/- margin | 7.50% APR* |
| Secured Visa Credit Card | – | 21.95% APR* |
| Simple Visa Credit Card | – | 12.95% – 23.95% APR* |
| Rewards Visa Credit Card | – | 14.95% – 25.00% APR* |
*APR is the Annual Percentage Rate.
Terms and conditions are subject to change without notice.
Subject to credit approval.
Rate may vary based on individual creditworthiness.
**Rates vary according to the market based on Prime Rate.
Minimum Annual Percentage Rate (floor rate) is 7.50% APR for all variable rate loans.
Maximum APY is Based on prime +/- margin.
***Rates vary according to the market based on Prime Rate.
Minimum Annual Percentage Rate (floor rate) is 11.50% APR* for all variable rate loans.
Maximum APY is Based on prime +/- margin.
