Gain more confidence
with a Line of Credit Loan

Line of Credit loans are available to Natco members like you to provide a flexible way to get extra cash when you need it.

The advantage? You’re able to withdraw cash against your maximum limit — only in the amounts you need at the time. That means you only pay interest on what you actually use.

Let’s talk. We’ll help you prepare for life’s ups and downs

Dealing with major expenses today? Not sure what will hit you in the next few months? With a Natco Line of Credit loan, you can get the money you need now — and still have more funds to draw from at a later date. Just in case.

Questions?  Give Us a Call!

(765) 962-2561

» Or Click Here to Apply

Benefits of a Natco Line of Credit Loan

Provides you with the flexibility you need

In many ways, a line of credit loan functions in the same way as a credit card. As you make payments, the total credit limit is replenished by the amount applied to the principal. Also, you can have the security of knowing you have a way of paying for expenses as they come up.

Saves you money

A Natco Line of Credit Loan often is a less expensive way to borrow funds; you’re able to pay back the loan at a lower interest rate than most credit cards. Also, since you only pay interest on the amount you use — not the whole amount approved — you can spend less on a loan.

Help when you need it, today and tomorrow

Since a line of credit is a long-term, revolving loan solution, it can give you options. That means it’s there if you should ever need it — today, tomorrow or at some point when you least expect it.

  • Apply once and when approved, borrow what you need without reapplying by taking advances during the draw period
  • Minimum credit line of $300
  • Competitive variable interest rates that are lower than most credit cards
  • Monthly payment based on the balance used
  • No origination fee
  • Variable rate based on prime +/- margin
  • Account reviewed every two years
  • Online access to advances and payments through home and mobile banking
  • Can be at a zero balance with no fees or penalties, including no annual fee


Natco’s application and approval process is quick and easy.

Complete an application

Apply online or by phone 24/7 from the convenience of home.

Submit relevant paperwork

Provide documents, such as pay stubs and Social Security benefits.

Withdraw funds, as needed

If approved, enjoy the flexibility of withdrawing funds when you need them.

Maintain account

Take advantage of the ability of a long-term, revolving loan solution.

Get more flexibility with
Natco’s Line of Credit Loan.

Ready to get started? Talk to us to get the help you deserve

(765) 965-2561