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NOW
YOU
CAN JOIN

Open Your Account Today
About the Natco Difference

The opportunity to open an account with Natco Credit Union is available to more people than ever before

Things change over time. The same is true with us. Today anyone who lives or works in the following counties can take advantage of membership benefits in Natco Credit Union.

  • Fayette
  • Franklin
  • Henry
  • Randolph
  • Rush
  • Union
  • Wayne

Industrial workers within a 25-mile radius of Richmond and an immediate family members of existing Natco Credit Union members can also join.

The difference between credit unions and banks

As big banks try to increase profits, their growth often comes from more and higher fees at the expense of their customers. At Natco, we are excited about progress, but our growth will always be focused on ensuring that even more people can experience our trusted combination of convenience, comfort, and community.

Join the Natco family

We love having a big family and look forward to welcoming you too. If you meet our eligibility requirement, opening an account is fast and easy!

You will need the following information in order to complete the application:

  • Government issued ID/driver’s license/state ID or passport with current address
  • Your complete physical and mailing address
  • Social Security Number
  • Date of birth
Open Your Account Today

Options and Solutions for Everyone

Savings

No matter what you are saving for, we want to help you prepare for the important moments in your life. By making regular deposit through payroll deduction or direct deposit, your account balance grows a little with each check.

Learn more about our savings account options.

Checking

Stop paying monthly fees for a checking account. Whether you chose our free checking, Kasasa Cash Back or Kasasa Cash checking, you won’t pay a monthly fee or have a minimum balance requirement.

Compare our checking account options and decide which is best for you!

Loans

We understand that life happens and from time to time circumstances can cause dips in people’s credit. But we don’t make loan decisions solely on a credit score. Character counts. We want to understand your needs and find a way to say yes.

Let’s Talk

Call/Text: 765.962.2561
Toll Free: 1.800.871.8006
Fax: 765.966.3989

Main Office:
582 S. Round Barn Road
Richmond, IN 47374

Mailing Address:
PO Box 817, Richmond, IN 47375

Credit Cards:
855-693-9979 – After Hours Lost/Stolen

Debit/ATM Cards:
866.639.9638 – Lost/Stolen
866.985.2273 – Activate/Change PIN
888.918.7313 – Fraud

What’s Happening at Natco

  • 2024 Best of the Best Award Best New Member Experience
    Natco Recognized Among the Best of the BestMay 9, 2024 - 1:54 pm
  • hands holding $100 bill up
    Important Tips to Help You Identify Counterfeit MoneyOctober 4, 2023 - 8:40 am
  • Be Aware! Use caution before giving personal information
    Use Caution Before Giving Personal InformationMay 5, 2023 - 4:26 pm
  • Important information icon
    Your Money is Safe at NatcoMarch 13, 2023 - 10:27 am

Branch Hours

Monday, Tuesday, Thursday
9:00 a.m. to 5:00 p.m.

Wednesday
10:00 a.m. to 5:00 p.m.

Friday
9:00 a.m. to 6:00 p.m.

Routing & Transit:

274975660

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© 2025 Natco Credit Union. All rights reserved.
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