*Account transactions and activities may take one or more Business Days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. Click here to view a calendar of our Monthly Qualification Cycle. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Natco Credit Union as ATM or PIN-based, signature based transactions and purchases made with non-Natco Credit Union issued debit cards. "Monthly Qualification Cycle" means the current statement cycle. When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s): Kasasa Saver: Balances up to $10,000 receive APY of 2.00%; and balances over $10,000 earn 0.50% interest rate on the portion of balance over $10,000, resulting in a range from 0.64% to 2.00% APY depending on the account's balance. Kasasa Cash: Balances up to $10,000 receive APY* of 4.00%; and balances over $10,000 earn 0.50% interest rate on the portion of balance over $10,000, resulting in a range from 0.82% to 4.00% APY depending on the account's balance. When Kasasa Cash qualifications are not met, Kasasa Saver: All balances earn 0.10% APY. Dividends will be credited to your Kasasa Saver account by the first business day of the following Statement Cycle. Kasasa Cash: All balances earn 0.10% APY*. Dividends will be credited to your Kasasa Cash account on the first day of the following statement cycle and will then automatically be transferred to your Kasasa Saver account by the second business day. *When linked to the Kasasa Saver account, the dividend earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account. Consequently, when linked to Kasasa Saver, and your Kasasa Cash qualifications are met, balances up to $10,000 in your Kasasa Cash account receive a non-compounding APY of 4.00%; and balances over $10,000 earn 0.50% interest rate on the portion of the balance over $10,000, resulting in a non-compounding range from 0.82% to 4.00% APY depending on the account's balance. The Kasasa Saver APYs may be less than the Kasasa Cash APYs. APY = Annual Percentage Yield. APYs accurate as of 07/01/24. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Monthly Direct Deposit/ACH credit, receipt of electronic statements may be a condition(s) of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements), and log-ons may be required to meet some of the account's qualifications. A Kasasa Cash account is required in order to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings, otherwise monthly dividends from the Kasasa Cash will remain in the Kasasa Cash. There are no recurring monthly service charges or fees to open or close this account. Contact a Natco Credit Union service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA.
