Loan Rates

Rates effective as of January 31, 2018
  Term As Low As
Vehicle loans - new or used Varies 2.96% APR*
Boats and motor homes Varies 2.96% APR*
Personal loans Varies 9.99% APR*
Personal line of credit*** Based on prime +/- margin 8.50% APR*
Personal property Varies 9.95% APR*
FREEDOM Fast Varies 21.00% APR*
Home equity loan program **

H.E.L.P. loans are open-end variable rate lines of credit

Based on prime +/- margin 4.50% APR*
Secured Visa Credit Card - 18.95% APR*
Simple Visa Credit Card - 9.95% - 20.95% APR*
Rewards Visa Credit Card - 11.95% - 22.95% APR*

*APR is the Annual Percentage Rate.
Terms and conditions are subject to change without notice.
Subject to credit approval.
Rate may vary based on individual credit worthiness.

**Rates vary according to the market based on Prime Rate. 
Minimum Annual Percentage Rate (floor rate) is 4.50% APR for all variable rate loans. 
Maximum APY is Based on prime +/- margin.

***Rates vary according to the market based on Prime Rate.
Minimum Annual Percentage Rate (floor rate) is 8.50% APR* for all variable rate loans.
Maximum APY is Based on prime +/- margin.

 

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